/* WNY Medicare preview: SitePanda (Duda) layout pattern. Poppins, black text, one accent. */
@font-face{font-family:Poppins;src:url(../fonts/Poppins-Light.ttf);font-weight:300;font-display:swap}
@font-face{font-family:Poppins;src:url(../fonts/Poppins-Regular.ttf);font-weight:400;font-display:swap}
@font-face{font-family:Poppins;src:url(../fonts/Poppins-SemiBold.ttf);font-weight:600;font-display:swap}
@font-face{font-family:Poppins;src:url(../fonts/Poppins-Bold.ttf);font-weight:700;font-display:swap}
:root{--c1:#000;--c2:#666;--c3:#fff;--c4:#F4F4F4;--acc:#2E3A87;--acc-d:#1F2866;--field:#E8E8E8;--wrap:1200px}
*{box-sizing:border-box}html{scroll-behavior:smooth}
body{margin:0;font-family:Poppins,Arial,sans-serif;font-weight:400;font-size:17px;line-height:1.6;color:var(--c1);background:#fff}
a{color:var(--acc)}img{max-width:100%;height:auto;display:block}
.wrap{max-width:var(--wrap);margin:0 auto;padding:0 24px}
h1,h2,h3{font-weight:700;line-height:1.5;letter-spacing:.02em;margin:0 0 14px}
h1{font-size:36px}h2{font-size:32px}h3{font-size:22px}
p{margin:0 0 16px}ul{margin:0 0 16px;padding-left:22px}
/* top bar */
.top{background:var(--acc);color:#fff;font-size:14px}.top .wrap{display:flex;justify-content:space-between;gap:12px;flex-wrap:wrap;padding:7px 24px}
.top a{color:#fff;text-decoration:none}.top .es{font-weight:600}
.notice{background:#1a1a1a;color:#fff;font-size:16px;line-height:1.45;min-height:56px;display:flex;align-items:center}.notice .wrap{width:100%;padding:10px 24px}.notice p{margin:0;text-align:center;white-space:normal;overflow:visible;overflow-wrap:break-word}
.esbar{background:#fff4d6;color:#1a1a1a;border-bottom:1px solid #e3cf8f;min-height:60px;display:flex;align-items:center}.esbar .wrap{width:100%;display:flex;flex-wrap:wrap;align-items:center;justify-content:center;gap:10px 18px;padding:10px 24px}.esbar p{margin:0;font-size:17px;font-weight:600}.esbtn{display:inline-block;background:#0b3d6e;color:#fff;font-weight:600;font-size:16px;padding:8px 18px;border-radius:6px;text-decoration:none;min-height:40px;line-height:24px}.esbtn:hover,.esbtn:focus{background:#072a4c;color:#fff}
@media(max-width:700px){.notice{min-height:136px}.esbar{min-height:126px}}
/* header: centred text nav like SitePanda */
header{background:#fff;border-bottom:1px solid #eee;position:sticky;top:0;z-index:50}
header .wrap{display:flex;align-items:center;justify-content:center;min-height:64px;position:relative}
.nav{list-style:none;margin:0;padding:0;display:flex;gap:6px}
.nav>li{position:relative}
.nav>li>a,.nav>li>button{display:flex;align-items:center;gap:6px;font:600 15px Poppins,sans-serif;text-transform:uppercase;letter-spacing:.03em;color:#444;text-decoration:none;background:none;border:0;padding:20px 14px;cursor:pointer}
.nav>li>a[aria-current],.nav>li.cur>button{color:#000;box-shadow:inset 0 -3px 0 #000}
.nav>li>a:hover,.nav>li>button:hover{color:var(--acc)}
.chev{width:9px;height:9px;border-right:2px solid currentColor;border-bottom:2px solid currentColor;transform:rotate(45deg) translateY(-3px);transition:transform .2s}
.sub{list-style:none;margin:0;padding:8px 0;position:absolute;left:0;top:100%;min-width:260px;background:#fff;box-shadow:0 10px 28px rgba(0,0,0,.14);border-top:3px solid var(--acc);
 opacity:0;visibility:hidden;transform:translateY(6px);transition:opacity .15s,transform .15s,visibility 0s linear .2s}
.sub a{display:block;padding:9px 18px;color:#000;text-decoration:none;font-size:15px}
.sub a:hover,.sub a:focus{background:var(--c4);color:var(--acc)}
/* open on hover / keyboard focus; .open is set by js for the 200 ms close delay + touch */
.nav>li:hover>.sub,.nav>li:focus-within>.sub,.nav>li.open>.sub{opacity:1;visibility:visible;transform:none;transition-delay:0s}
.nav>li:hover .chev,.nav>li.open .chev{transform:rotate(225deg) translateY(-1px)}
.menu{display:none;font:600 16px Poppins;background:#000;color:#fff;border:0;border-radius:50px;padding:10px 22px;margin:10px 0;cursor:pointer}
/* buttons: SitePanda ROUND_SIDES pill */
.btn{display:inline-block;background:var(--acc);color:#fff;text-decoration:none;font:700 22px Poppins,sans-serif;text-transform:uppercase;padding:14px 38px;border-radius:50px}
.btn:hover{background:var(--acc-d)}
/* hero */
.hero{position:relative;background:#222 center/cover no-repeat;min-height:620px;display:flex;align-items:center;justify-content:center;text-align:center;color:#fff}
.hero:before{content:"";position:absolute;inset:0;background:rgba(0,0,0,.42)}
.hero .in{position:relative;max-width:900px;padding:40px 36px;background:rgba(0,0,0,.45)}
.hero h1{font-size:48px;color:#fff;margin-bottom:6px}.hero h2{font-size:32px;font-weight:400;color:#fff;margin-bottom:22px}
.hero .disc{font-size:13px;line-height:1.5;margin:22px auto 0;max-width:720px;opacity:.95}
/* rows */
.row{padding:60px 0}.grid{display:grid;gap:48px;align-items:start}
.g75{grid-template-columns:7fr 5fr}.g84{grid-template-columns:8fr 4fr}.g66{grid-template-columns:1fr 1fr;align-items:center}
.g66.rev>.img{order:2}
.img img{width:100%;aspect-ratio:3/2;object-fit:cover}
.band{background:var(--acc);color:#fff;text-align:center}.band h2{color:#fff}.band p{max-width:1000px;margin:0 auto 14px}
.band.row .g66 h2{text-align:left}.band .g66 p{margin:0 0 16px}.band a{color:#fff}
.faq{text-align:center}.faq .q{text-align:left;max-width:1000px;margin:0 auto 18px}
.faq .btn{margin-top:14px}
.figs{font-size:14px;color:var(--c2)}
.tpmo{font-size:15px;border-left:4px solid var(--acc);padding:10px 14px;background:var(--c4)}
table{width:100%;border-collapse:collapse;margin:0 0 18px}td,th{border:1px solid #ddd;padding:10px;text-align:left;vertical-align:top}th{background:var(--c4)}
/* form card + banner (text banner replaces SitePanda's image banner) */
.qb{text-align:center;padding:10px 0 14px;font-weight:700;text-transform:uppercase;line-height:1.15}
.qb b{display:block;font-size:30px;letter-spacing:.02em}.qb span{display:block;font-size:15px}
.qb span:before{content:"\2193  "}.qb span:after{content:"  \2193"}
.form{background:#fff;padding:22px;box-shadow:0 2px 14px rgba(0,0,0,.14)}
.form .f2{display:grid;grid-template-columns:1fr 1fr;gap:12px}
.form label{display:block;font-weight:300;font-size:14px;margin:0 0 10px}.form label i{color:#d00;font-style:normal}
.form input,.form select,.form textarea{display:block;width:100%;margin-top:4px;background:var(--field);border:0;border-radius:0;padding:10px;font:400 15px Poppins}
.form textarea{height:70px}
.form .consent{font-size:12px;line-height:1.45;font-weight:300;color:#333}
.form button{width:100%;background:var(--acc);color:#fff;border:0;border-radius:0;padding:13px;font:700 17px Poppins;text-transform:uppercase;cursor:pointer}
.side .form{margin-top:0}
/* footer like SitePanda: light grey, centred name + nav */
footer{background:var(--c4);text-align:center;padding:44px 0 30px;margin-top:40px}
footer h2{font-size:32px}footer .fn{list-style:none;padding:0;display:flex;justify-content:center;gap:22px;flex-wrap:wrap;font-size:15px}
footer .fn a{color:#000;text-decoration:none}footer .nap{font-size:15px}
footer .legal{font-size:13px;color:#444;max-width:960px;margin:20px auto 0;text-align:left;border-top:1px solid #ddd;padding-top:16px}
.bar{display:none}
@media (max-width:900px){
 .menu{display:block}
 header .wrap{flex-direction:column;align-items:stretch}
 .nav{display:none;flex-direction:column;gap:0;padding-bottom:10px}.nav.show{display:flex}
 .nav>li>a,.nav>li>button{padding:14px 4px;width:100%;justify-content:space-between;border-bottom:1px solid #eee}
 .nav>li>a[aria-current],.nav>li.cur>button{box-shadow:none}
 /* mobile: no hover; tap-to-expand accordion */
 .sub{position:static;box-shadow:none;border:0;opacity:1;visibility:visible;transform:none;display:none;padding:0 0 6px 14px;min-width:0}
 .nav>li:hover>.sub,.nav>li:focus-within>.sub{display:none}.nav>li.open>.sub{display:block}
 h1{font-size:30px}h2{font-size:26px}.hero h1{font-size:34px}.hero h2{font-size:22px}.hero{min-height:520px}.hero .in{padding:26px 18px}
 .btn{font-size:17px;padding:12px 26px}
 .g75,.g84,.g66{grid-template-columns:1fr;gap:26px}.g66.rev>.img{order:0}.row{padding:40px 0}
 .form .f2{grid-template-columns:1fr;gap:0}
 body{padding-bottom:64px}
 .bar{display:block;position:fixed;left:0;right:0;bottom:0;z-index:60;background:var(--acc);text-align:center}
 .bar a{display:block;color:#fff;font-weight:700;padding:16px;text-decoration:none}
}
.skip{position:absolute;left:-9999px}.skip:focus{left:8px;top:8px;background:#fff;padding:8px;z-index:99}
.crumbs{font-size:14px;padding:10px 0;background:#fff}.crumbs a{color:#2E3A87}
.fn.fl{font-size:13px;margin-top:6px}
table{border-collapse:collapse;width:100%;margin:12px 0 18px}th,td{border:1px solid #ccc;padding:8px;text-align:left;vertical-align:top}th{background:#F4F4F4}
.tool{background:#F4F4F4;padding:20px;border-radius:6px;margin:16px 0}.tool label{display:block;margin:10px 0}.tool .out{margin-top:14px;font-weight:600;font-display:swap}
.tool fieldset{border:0;padding:0;margin:0 0 12px}.tool legend{font-weight:600}
dl.gl dt{font-weight:600;margin-top:12px}dl.gl dd{margin:2px 0 0}
.band .btn{background:#fff;color:#2E3A87}
.vh{position:absolute!important;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap}
.xi{display:inline-block;margin-left:3px;vertical-align:baseline}
.related .cards,.hubgrid .cards{list-style:none;padding:0;display:grid;grid-template-columns:repeat(auto-fit,minmax(200px,1fr));gap:18px}
.related .cards li,.hubgrid .cards li{background:#fff;border:1px solid #e3e3e3;border-radius:8px;overflow:hidden;display:flex;flex-direction:column}
.related .cards img,.hubgrid .cards img{width:100%;height:150px;object-fit:cover;display:block}
.related .cards b,.hubgrid .cards b{display:block;padding:12px 14px 4px}
.related .cards span,.hubgrid .cards span{padding:0 14px 14px;color:#444;font-size:.95em}
.related .cards a,.hubgrid .cards a{text-decoration:none}
.resources ul{padding-left:1.2em}.resources li{margin:.35em 0}